Worker’s compensation insurance laws require employers to purchase the policies based on the total number of employees they hire. According to the laws, the business owner must have coverage if they hire more than one employee, and this includes relatives. The insurance provides payments for medical coverage for injured workers and benefits that replace their wages. The following are vital details that workers need to know about these insurance policies.
What is the Process for Benefits Essentially?
The process starts when the employer sends the worker to the emergency room after an accident occurs. The human resources department provides the worker with all the necessary forms. The doctor provides a complete assessment of the worker’s injuries. All documents and forms are sent to the insurance carrier.
Are There Certain Deadlines that Must be Met?
Yes, the worker has no more than 3 days to report the accident to their employer. …